The Credit Union Difference

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Elissa Constance

Credit Unions are different from other financial institutions.  Our principle concern is not the bottom line, but providing excellent products and service to our members.  La Capitol is a not-for-profit financial institution owned by our members.  When you become a La Cap member, you also become a part owner.  Our first commitment is to provide our member-owners with all the financial products they need at the lowest possible cost.  This translates into lower rates on loans, higher returns on savings and checking accounts, lower fees and better service!

La Cap is one of the largest credit unions in the state.  To help as many people as possible, we offer a full range of financial services, including a variety of checking options from free to dividend earning, low rates on auto loans, Visa credit cards with great low rates, savings accounts with payroll deduction to make sure your balance grows, competitive rates on share certificates, and full service mortgage lending.  We provide the opportunity to save, borrow, invest and refinance at favorable rates, and offer financial education classes to help you stay informed and ready to make the best financial decisions.

At La Cap, managing your accounts is easier than ever before.  We offer 24/7 online access, Personal Assistance Line telephone transaction service, and mobile banking.  Loan requests can be initiated around the clock through our interactive website and by phone.  La Cap is proud to have locations all over the state, including right here in Cenla with branches in Alexandria, Pineville, Natchitoches and Oakdale.  In addition to our statewide branches, members have access to Credit Union Service Center locations across the country.

If you are ready to experience the credit union difference, stop by one of our convenient locations today or visit lacapfcu.org for more information about our products and services.  Your financial well-being can impact your life in so many ways.  Let La Cap make a difference for you!